Here is how to article opens:

“In four years, more than 4 million baby boomers annually will reach the normal retirement age for full Social Security benefits. Some of them will have taken early retirement at 62, though because of the lost decade in the stock market, far fewer will have chosen that option than was expected a few years ago. Unfortunately, as they begin to retire, the early baby boomers will feel the impact of four financial tsunamis.”

It goes on to explore a variety of challenges faced by retiring boomers – from insufficient savings to the crash of 2008.

It is precisely because of this scenario that I wrote my bonus chapter, “New Path to Retirement Riches”.

The model I describe in my book is ideally suited to anyone who is either retired, or getting close. This is a way for boomers to share their knowledge, help others and make a second, passive income.

Does it work? Yes, it does. Hundreds of people have now either read my book or taken my course on writing money-making websites – and they are already seeing more money flow into their accounts each month.

Learn more about the free, bonus chapter, New Path to Retirement Riches…

There are plenty of ways to choose a few potential topics, the first being to think about your own areas of interest and expertise. It’s always easier to write about a subject that interests you.

Another lens through which you can study potential website ideas is to look at topics through the eyes of a beginner.

I say this because beginners in many areas of interest are not very well served online.

My own money-making website, CoffeeDetective.com, is aimed at beginners – people who are just becoming interested in brewing quality gourmet coffee at home. When I started with the site there were plenty of existing sites for “coffee geeks”, but almost nothing for people with a very low level of knowledge on the subject.

Look online and you will see that many information websites are written by experts either for other experts or for people with more than a rudimentary level of knowledge.

For example, go check out the websites and blogs that talk about high-tech gadgets. Few that I can find are really aimed at beginners.

What if I want to choose between an iPhone and one of the new Android smartphones? When I go to sites like Engadget.com and TechCrunch.com, their writers assume I already have a reasonable level of knowledge. What if I don’t? What if I don’t even know what half the terminology means?

The same goes for many subject areas – cycling, baking, making wine, brewing tea, traveling to Australia, playing jazz guitar, choosing a mortgage, buying gold coins, breeding cats, restoring furniture and so on.

Make a list of three or four topics you might like to write about, and then check out the existing websites online. Are the needs of beginners well served? If not, you might have just found the perfect focus for your own, money-making website.

You‘ll find more on this topic in my book, New Path to Riches.

Buy New Path to Riches from Booklocker.com (also available as e-book)

Buy New Path to Riches from Amazon.com

The bottle of cheap wine has its advantages. It can take the edge off the day. Relax you. Make you feel that all is good in the universe.

In the morning you may find yourself running for the coffee a little more urgently than usual. But more or less a feel-good experience.

And it will only cost you $14.95.

Or you could buy my book, curl up on the sofa, and discover that by spending an hour a day you can write your own money-making website.

After a while you could be earning a few hundred dollars a month. Then maybe thousands of dollars a month. All of it passive income. Best of all, you’ll be picking a topic for your website that interests you, so that hour a day will feel more like a hobby than work.

The bottle or the book? Well, if you buy the book (also just $14.95), you’ll soon be earning enough extra money to buy a much better bottle of wine.

Win/Win.

Buy New Path to Riches from Booklocker.com (also available as e-book)

Buy New Path to Riches from Amazon.com.